Tool · Card-Fee Check
Understand your card-fee statement without learning bank jargon
Enter your card volume and total statement fees. See your effective rate and an estimate to discuss with your processor.
Enter the numbers from your salon’s statement. Calculations run on this device; your inputs are not uploaded or saved. No account needed.
Enter the 2 main numbers
Compare against your statement and fix scan mistakes. The advanced fields below can stay blank.
Look for card sales, sales volume, amount submitted, total processed.
Look for total fees, processing fees, discount, merchant fees.
Have an itemized statement? Open advanced details
These numbers help NailWage separate bank/network costs from what the card company keeps. You can still use the check without them.
Optional
Have an itemized statement? Open advanced details
These numbers help NailWage separate bank/network costs from what the card company keeps. You can still use the check without them.
Often appears under interchange, card type, or pass-through detail.
Assessment, dues, network fee, or Visa/Mastercard fee lines if your statement has them.
Total card transactions for the month; helps estimate per-transaction fees.
Not on every statement. Pull this from your POS for the same month if you want a card-tip fee estimate.
A small fee often labeled PCI compliance/non-compliance.
Monthly statement or account fee, if listed.
A monthly minimum or minimum fee line, if listed.
A daily close/batch fee if the statement breaks it out.
Enter total customers paid by card and total card fees taken out to see the result.
How the check works
NailWage starts with a simple fee rate, then uses statement detail to estimate what the card company keeps.
- 1
Start with 2 numbers
Total card volume and total fees charged give you the real fee rate. It is the fastest owner-friendly read without card-company jargon.
- 2
Go deeper if your statement is itemized
Interchange + assessments are bank/network costs. When you have those numbers, NailWage separates the card-company portion and compares it with a reference point.
- 3
Always framed as an estimate
Without itemized numbers, the result stays an estimate. If the fee looks high, use the number to ask your card company/POS for an explanation, not as a guaranteed conclusion.
An estimate / reference point for informational purposes only — not financial or legal advice, and not a 'guaranteed overcharge'. Verify with your card company.